Fruitful Management LLC ("Fruitful Funding", "us," "we," or "our") appreciates your visit to our online and mobile resources. Throughout this Privacy Statement ("this statement" or "our statement"), "you" and "your" refer to visitors, customers, and any other users—always over the age of 13. This statement explains what personal information we collect, how and why we use it, with whom we share it, and the measures we take to protect it.

Online and mobile resources include https://fruitfulfunding.com, any sub‑domains, our customer portal, forms, and the WhatsApp Business channel we operate via phone number +1 (407) 974-6300, as well as any mobile or web apps we publish.

CALIFORNIA NOTICE OF COLLECTION

For California residents, please see THE CALIFORNIA CONSUMER PRIVACY ACT section for your privacy rights.

WHO WE ARE

Fruitful Management LLC is a business funding and credit consulting company headquartered in Orange City, Florida. For residents of the GDPR Jurisdictions and certain U.S. states, Fruitful Management LLC acts as the data controller of your personal information. For California residents, Fruitful Management LLC is a “Business” as defined by the CCPA.

WHO WE COLLECT PERSONAL INFORMATION FROM

We may collect personal information from:

1Visitors to, and users of, our online and mobile resources (including WhatsApp chats);Prospective and current customers;Members of our workforce and job applicants;Vendors, lenders, and strategic business partners.

"Personal information" generally means information that identifies, relates to, describes, or can reasonably be linked, directly or indirectly, to you. Definitions may vary under local law (e.g., CCPA, GDPR).

WHAT WE COLLECT

We obtain two broad categories of information:

Non‑personal information collected automatically (e.g., device OS, browser type);Personal information you voluntarily provide or that we automatically collect (e.g., through cookies, pixels, or WhatsApp).

Voluntarily Submitted Information

You may give us personal information when you:

Email or submit forms – providing your name, email, phone, funding goals, or credit documents;Register for an account or event – supplying identifiers and, if applicable, payment details;Subscribe to services – allowing us to fulfil funding or credit‑coaching agreements;Chat via WhatsApp – sending message content, attachments, and acknowledging opt‑in/opt‑out keywords.

If you prefer we not collect this data, please do not submit it; you may still browse public areas of the Site.

Automatically Collected Information

When you interact with our resources, we (and certain third parties) use cookies and similar technologies to gather:

Domain, IP address, browser/OS type;Dates, times, and length of visits;Pages viewed, files downloaded, referring/exit URLs;Mobile device identifiers and, if enabled, geolocation.

We use Google Analytics and comparable tools. Learn how Google uses data at google.com/policies/privacy/partners/. To opt out, visit tools.google.com/dlpage/gaoptout. We retain personal information as long as necessary for the purposes described and per our internal retention schedule. Usage Data is usually kept for shorter periods unless required for security, functionality, or legal reasons.

USER BEWARE: EXTERNAL LINKS & SOCIAL MEDIA

Our resources may link to external sites or social‑media platforms (e.g., YouTube, LinkedIn). We are not responsible for their content or privacy practices. Review their privacy policies before sharing information.

HOW WE USE YOUR INFORMATION

We process data only when permitted by law. Our lawful bases include contractual necessity, consent, legitimate interests, and legal obligations. Typical uses: Provide requested services (funding road‑maps, credit audits, onboarding);Manage your account, process transactions, and authenticate logins;Personalise experiences and improve our website;Diagnose server issues and protect our Services;Develop new products and send service‑related updates;WhatsApp Communications – respond within the 24‑hour customer‑service window or send Meta‑approved message templates if outside that window; retain chat logs for up to 24 months;Fraud prevention, security, and legal compliance;Marketing (email, SMS, WhatsApp) with opt‑in and opt‑out controls.

WHEN & WITH WHOM WE SHARE PERSONAL INFORMATION

We do not sell or rent personal information. We may share it with: Affiliates – using data consistent with this statement;Vendors & Business Partners – payment processors, CRMs, WhatsApp Business Solution Providers, lenders, and analytics providers under contract;Legally Compelled Disclosures – courts, regulators, or law‑enforcement when required;To Prevent Harm – when necessary to protect rights, property, or safety;Business Transfers – in mergers, acquisitions, or asset sales, subject to this statement. All vendors are contractually obligated to use data only as needed to render services and to implement appropriate safeguards.

EMAIL, SMS & WHATSAPP COMMUNICATIONS

You may opt out of marketing emails via the unsubscribe link.For SMS, reply STOP; for WhatsApp, reply STOP or the keyword indicated.Transactional or service messages (e.g., funding updates, invoices) are necessary and not subject to opt‑out.

PAYMENTS

Payments are processed by PCI‑DSS‑compliant providers. Fruitful Funding does not store your full payment‑card data.

YOUR RIGHTS & OPTIONS

Depending on jurisdiction, you may request to access, correct, delete, restrict, or port your personal information, or object to its processing. Submit requests to [email protected]. Verification steps apply.

Opt‑Out Preference Signals

We honour Global Privacy Control (GPC) signals where legally required.

CHILDREN’S PRIVACY

Our services are not directed to children under 18. We delete any such data if discovered.

DATA SECURITY

We maintain a comprehensive Security Program with technical and organisational measures (encryption, access controls, incident response). While no system is perfect, we regularly review and update safeguards.

THE CALIFORNIA CONSUMER PRIVACY ACT

California residents may exercise access and deletion rights up to twice per year, free of charge. We did not sell personal information in the last 12 months. Contact [email protected] to submit a verifiable request.

VIRGINIA, COLORADO, CONNECTICUT & UTAH RESIDENTS

State residents may access, correct, delete, or opt out of targeted advertising. Email [email protected]. Appeals will be handled per state timelines.

GDPR & UK‑GDPR

Data subjects in GDPR Jurisdictions have rights to transparency, access, correction, deletion, portability, and objection. Our lawful basis is legitimate interest or consent. Cross‑border transfers rely on Standard Contractual Clauses. Exercise rights at [email protected].

ONLINE TRACKING & ADVERTISING

We, and service providers, use cookies, pixels, and similar tools to:

Provide functionality and remember preferences;Deliver relevant ads;Measure campaign effectiveness;Analyse traffic.

Manage cookies through browser settings or opt‑out links in our Site footer (Do Not Sell or Share My Personal Information).

CHANGES TO THIS PRIVACY STATEMENT

We may update this statement periodically. The English version governs. Continued use of our resources after changes constitutes acceptance.

CONTACT US

Fruitful Management LLC

2052 Sherwood Forest Dr.

Orange City, FL 32763

[email protected]

+1 (407) 974-6300